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Binance Review 2018: Comprehensive Crypto Coin Exchange Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume. Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC. Binance Features Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version. Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review. Below is the “standard platform” look: Below is the advanced display: BINANCE Advantages Large Cryptocurrency Pairings Supported The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins. Low Fees AND LIMITS The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit. Ease of Setup Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange. Binance Provides Significant Trading Volume Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power. Wide Support of Cryptocurrencies No Verification Requirements Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies. Ease of Use You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction. BINANCE Disadvantages No Leveraged Margin Trading Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open. No Fiat Functionality This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported. Relatively New Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E. Conclusion Accessible option for obtaining Different Cryptocoins Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading. The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
Cars are great for transportation, but they're horrible investments. At no point is that more obvious than when you total your car in an accident. You bought that shiny new Ford Fusion for $20,000 a couple years ago, but you only got $10,000 from the insurance company for it. Even worse, you still owe $13,000 on the car loan. What's up with that? Gap insurance could have made up the difference in this scenario, but increasingly there are other options available. What is Gap Insurance? Sometimes referred to as "loan/lease gap coverage" or "upside down insurance," gap insurance is a specialized form of auto insurance designed to do one thing and one thing only: make up the difference in what you purchased your car for and what the insurance company pays for it in the event it is totaled out in a claim. It's traditionally sold for a single premium (usually around $300 to $700) by an auto sales guys at signing. Yes, that auto dealer's finance manager is an insurance agent too. Well, sort of. He's usually licensed to sell that gap insurance and something else called "credit life," which I won't get into here. Understanding the Terminology Behind Gap Insurance To better understand how gap insurance works, you should first understand some basic insurance terminology. Auto insurance is designed to repair or replace losses incurred to your vehicle in such a manner that you neither profit nor lose from the deal. This idea is called indemnification. Indeed indemnification is arguably the single most important concept behind all insurance, not just auto insurance. As an example, a major insurance company recently alluded to indemnification by using the slogan "gets you back to where you belong." If it were all about indemnification then insurance would be easy. Of course it isn't. There are other factors to consider as well. For example, insurers need to know what caused caused your loss. This is known in the industry as the "peril." Examples of perils common in car insurance include vandalism, theft, and auto glass damage due to "missiles"i.e. rocks). Now stay with me here. Some perils are specifically not covered by auto insurance. These are called exclusions. Common exclusions in auto insurance policies include intentional damage and depreciation. By definition, exclusions are specifically listed in your auto insurance policy. So here's where gap insurance comes into play. Everyone knows automobile values depreciate over time. Depreciation is a peril because it causes a tangible loss to your vehicle. However, because depreciation is an exclusion in your policy, it's not covered by your auto insurance. Therefore this is the rationale for the existence of gap insurance. Stick with us and you'll pass the insurance licensing exam in any state in the country. Do You Really Need Gap Insurance? Many people skip gap insurance because frankly they think it's just another boondoggle the auto dealerships use to line their pockets. That isn't necessarily true, however it's also not necessarily true that you always need it. What is necessarily true is that you want talk to your insurance agent before you sign closing documents on a new car. Chances are you're going to finance that new car you just purchased anyway, which means you're going to carry full coverage on the vehicle. You'll do it if for no other reason than the bank will make you. Failing to do so will compel them to "force place" full coverage insurance on your vehicle. You don't want to do that. You do, however, want to see if your full coverage auto insurance includes gap insurance coverage as either an option or as a standard feature. Many companies offer this. In addition, an increasing number of companies offer options that allow you to replace a totaled vehicle with a new one within a certain time period. Although the depreciation exclusion still exists on auto insurance policies, insurance companies are nonetheless sensitive to these concerns, not to mention eager to retain your business by offering more bells and whistles. However, if your auto insurance doesn't offer any of these features, then you'll want to do one of two things, get another auto insurance company or go ahead and take the gap insurance. The only thing worse than being upside down in a vehicle is being upside down in a wrecked one. Todd Clay was an agent for the nation's largest insurance company. He now blogs about car insurance with the consumer in mind. Check out the latest customer reviews, gap insurance ideas, or get some quotes for cheaper auto insurance at www.CarInsuranceGuidebook.com Article Source: https://EzineArticles.com/expert/Todd_Clay/755529 Article Source: http://EzineArticles.com/5903496
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