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Binance Review 2018: Comprehensive Crypto Coin Exchange Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume. Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC. Binance Features Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version. Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review. Below is the “standard platform” look: Below is the advanced display: BINANCE Advantages Large Cryptocurrency Pairings Supported The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins. Low Fees AND LIMITS The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit. Ease of Setup Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange. Binance Provides Significant Trading Volume Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power. Wide Support of Cryptocurrencies No Verification Requirements Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies. Ease of Use You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction. BINANCE Disadvantages No Leveraged Margin Trading Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open. No Fiat Functionality This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported. Relatively New Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E. Conclusion Accessible option for obtaining Different Cryptocoins Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading. The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
Redundancy Insurance is a form of Income Protection Insurance where, if you are made redundant a percentage of your usual income will be paid to you until the payments reach the terms of your policy or you secure another job. Redundancy Insurance differs from Income Protection Insurance as with the latter your usual income is protected if you so happen to be injured or fall ill. Many regard Income Protection Insurance as having greater value but comparing the two insurance types is a bit like comparing apples to oranges. Just the same each type of insurance has a definite place in the insurance industry and it is ultimately up to the prospective consumer to study all policy types and different types of income insurance and decide which is the best fit for his or her situation. So how does Redundancy Insurance work? This type of insurance is one of the least understood insurance types and it probably one of the newest offered by insurance companies.Redundancy effectively insures a portion of your income, (generally 75%) in the case you become redundant at your place of work. Keep in mind if you are offered a redundancy package and your package is voluntary your are not entitled to claim on your insurance policy. Also if you have been dismissed from your workplace that is not classed as being made redundant and your policy will not pay out. How long will this type of cover pay after I am made redundant? Usually policy's pay for twelve months but you probably will have to provide your insurance company proof that you are actively looking for work. You can arrange a policy which will pay you up to 24 months after being made redundant although usually such a policy will come at a premium and I would question the value of such a policy. You may also find that some Redundancy Insurance policies will only cover you for 6 months and this may prove more practical as the premiums are more reasonable. How much are premiums for this type of insurance? Premiums can vary greatly from insurer to insurer and it can be difficult to compare one policy to another on price alone as no two policies will be similar. But on average you can expect to pay up to $60 a month premium for a $2000 a month benefit which is hardly cheap when you compare Redundancy Insurance alongside other insurance types. Although if you bundle Income Protection Insurance together with Redundancy Insurance you can generally get a healthy premium discount on both of the insurance types. What about Self Insurance for Redundancy and Income Protection? Self insurance is a highly effective strategy for redundancy which essentially means you allot the premiums you would otherwise pay to an insurance company into a high interest savings account and in the event you became redundant you can use this savings as your financial cushions. The great thing about self insurance whereas Redundancy is concerned is that if you never claim on your 'self insurance strategy' you will have an extra little nest egg for when you retire. The only downside to this strategy is that it will take at least 2 to 3 years to build up enough funds in your self insurance bank account to effective cover yourself in the unfortunate instance you are made redundant. A good strategy is to take out an insurance policy for redundancy for 12 to 24 moths while at the same time self insure, after the twelve to twenty four month period you can cease your redundancy cover with the insurance company and continue on with your own self insurance. Strangely enough the Self Insurance strategy is less worthwhile if you only require Income Protection type insurance or income protection together with redundancy but self insurance for both of these insurance types should be a worthwhile consideration for anyone looking at these types of insurance cover. All in all it comes to the each person and individual circumstances as to what insurance type is best suited to your particular situation and what represents insurance value to you. What's most important though is that you know exactly what the terms of your prospective insurance policy and how much you are effectively paying for your cover and all the possible alternatives available. John Salamon, a wealth of knowledge on topics of personal finance and stock market investments. For more great info on Redundancy Insurance. Article Source: https://EzineArticles.com/expert/John_Salamon/74563 Article Source: http://EzineArticles.com/5816413
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