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Binance Review 2018: Comprehensive Crypto Coin Exchange Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume. Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC. Binance Features Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version. Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review. Below is the “standard platform” look: Below is the advanced display: BINANCE Advantages Large Cryptocurrency Pairings Supported The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins. Low Fees AND LIMITS The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit. Ease of Setup Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange. Binance Provides Significant Trading Volume Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power. Wide Support of Cryptocurrencies No Verification Requirements Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies. Ease of Use You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction. BINANCE Disadvantages No Leveraged Margin Trading Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open. No Fiat Functionality This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported. Relatively New Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E. Conclusion Accessible option for obtaining Different Cryptocoins Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading. The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.

To achieve your financial destiny takes financial planning. A solid financial plan has to consider good and bad times during a person's life. Buying life insurance is accounting for the potential bad times during a person's life and is the main reason to buy life insurance. Yes, I said those three evil words "buy life insurance." A life policy is the foundation of any solid financial plan. Basics on Life Insurance For many people life insurance is looked upon as something they will buy "someday." Most people know they need to have some life coverage, but never take the time to do basic research. First of all life coverage is meant to be for income replacement if a spouse or parent dies prematurely. If you and your spouse produce some type of income then it needs to be protected. Today most families need income from both spouses regardless of the amount they earn to live their lifestyle needs. Life coverage comes into play if one spouse dies prematurely and the income is still needed for the family. Most financial experts recommend a person should have about 5 to 10 times their annual salary. This is not a hard and fast rule, but this figure will give you a starting point for the amount of coverage. Life insurance is not meant to be your retirement plan or your kids' college fund. If your financial advisor sold you a policy to meet these needs you should consider receiving a second opinion. Types of Life Insurance For a couple when they are reviewing life policies they will find three common types of life policies: Group Insurance, Cash Value Insurance and Term Insurance. Group Term Insurance Group insurance is the easiest to explain. Group term insurance is the common life insurance an employer will offer to employees. The life insurance only covers the employee while they are employed. Typically the coverage is only for 1 or 2 times the employee's annual salary, which does not meet the recommended 5 to 10 times annual salary. This type of insurance is a good bonus insurance and should not be your primary insurance. Group insurance is going to be your least expensive since the coverage amount is small and there is little or any approval process Cash Value Insurance The second type of life insurance goes by several names: Whole Life, Permanent Insurance or Cash Value Insurance. With cash value insurance you have two different coverage amounts. One is the face amount or the actual coverage your beneficiaries would receive. You also have a second amount which is the cash value. The cash value grows over time and your beneficiaries would receive the face amount and cash value depending on the payout method selected. Whole life has become popular again in the past decade due to the poor returns of the stock market. However, as stated earlier life insurance is not meant to be your retirement account, but income protection. There are much better places to save your money for retirement such as a Roth IRA. Of the three types of life policies cash value insurance is the most expensive. Term Life Insurance The final type of life insurance is Term Insurance. As the name states, your coverage is set for a specific period of time or term. A term period could be for as little as one year up to 30 years or more. At the end of your term you can reassess your life insurance needs to see the amount you at that stage of your life. A common length of term many families buy is a 20 or 30 year term. A 20 year term should take you past your peak responsibility years, but to be safe a 30 year term should be adequate. One tip you need be aware of with term insurance would be your options at the end of the term. You want to look in the policy itself for a guaranteed renewable policy without any medical questions. The reason is we never know what our health may be like 20 or 30 years down the road so having a guaranteed renewable policy is vital to your financial plan. Many of your cheaper term policies require you to re-qualify for your life insurance at the end of the term. This means you have to answer medical questions to continue the coverage. Term insurance will cost more than group insurance, but is usually 2 to 3 times less as expensive as cash value insurance. However, do not look only at cost as the only factor. You should use the recommended 5 to 10 times your annual salary to come up with a figure to adequately protect your family. Look for amount of coverage you and your spouse need and then at the cost. What Experts Say I never like to listen only to financial advisors or insurance agents. I like to see what third parties have to say about topics. When the topic comes to life policies most third party companies or people recommend: Term Insurance. Read financial magazines like Smart Money and Money Magazine or books by Dave Ramsey or Suze Orman or newspapers like The Wall Street Journal or USA Today for a second or third opinion. These sources have stated at one time or another that term insurance is a better way to protect your family. Life insurance the foundation of a financial plan and a family is dependent on the income to make the financial plan become a reality. Take away the income then the plan falls apart. Life insurance helps protect the financial plan if either spouse passes prematurely. Let's go build our financial destiny. For more information on Financial Independence [http://buildyourfinancialdestiny.com] visit [http://buildyourfinancialdestiny.com]. Article Source: https://EzineArticles.com/expert/Teddy_Dutch_Danfield/874805 Article Source: http://EzineArticles.com/6762461
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